Of course, it's not just Wells Fargo that games the system. It's a general "feature" of the banking system, follow the link below to read about how the Royal Bank of Scotland loan sharked small businesses to bankrupt them and seize their assets. This after a taxpayer bailout.
Time for a new system, folks...
Link: https://www.buzzfeed.com/heidiblake/dash-for-cash?utm_term=.djwJg6vJK#.tmPpbQDpJ
And, on a similar note, Iceland finds all Bankers guilty in Market Manipulation case: http://icelandmonitor.mbl.is/news/politics_and_society/2016/10/06/iceland_finds_all_guilty_in_banker_market_abuse_cas/